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Retirement Path Canada

Thinking of Your Child’s Education? Get the Best Education Saving Plans for Your Needs!

A Registered Education Savings Plan (RESP) is a plan that will help you save for your child's post-secondary education. Our plans at Retirement Path Canada combine the flexibility of a tax-deferred investment growth and government assistance.

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Registered Education Savings Plans (RESP)

What Is an RESP?

A registered education savings plan (RESP) is a plan that will help you save for your child's post-secondary education. Our plans at Retirement Path Canada combine the flexibility of a tax-deferred investment growth and government assistance. Here are some of the advantages of opening an RESP:

  • The RESP will allow you to plan for your children’s education.
  • You can benefit from a federal government grant equivalent to 20% of your annual contribution, which is up to $500 per year, deposited into your RESP.
  • RESPs are flexible plans. In case your child decides not to pursue a higher education, you can always designate another child to take advantage of the plan or withdraw your original contributions tax-free.

When you open an RESP plan with us, you will also have the advantage to make an RESP loan. It will allow you to maximize your RESP contributions. One of the advantages of making an RESP loan is the possibility of increasing your contributions without having to modify your budget.


Another advantage of an RESP loan is the opportunity to maximize the Canada Savings Grant contribution, particularly if your child is 12 years of age or older and is about to start high school. Talk to one of our advisors today and get the best plan for your family!

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